Wealth Planning Services

Tailored strategies to grow and protect your wealth for a secure financial future.

Plan for a comfortable retirement with personalized strategies and expert guidance.

Maximize your returns with a diversified portfolio aligned to your financial goals.

Secure your legacy with expert advice on wills, trusts, and estate management.

It’s easy to think of retirement as something that will perpetually happen in the future, which makes it easy to keep pushing off the effort of planning for retirement. The reality is that it is never too early to start planning for retirement, and the sooner that you begin developing strategies for your money, the easier it will be to transition into the next phase of your life.

This is especially true because life expectancies across the nation are constantly increasing, meaning that more money will be necessary to successfully fund your post-professional life. Our experienced professionals at First Liberty Wealth Advisors can answer any questions you may have about our tailored retirement planning process and how it can help alleviate any concerns you may have about outliving your money. Together, you and your advisor will develop a customized plan to help you meet your unique retirement goals and needs. We can offer our services for a variety of retirement planning solutions, including solutions that involve

IRAs
401(k) accounts
403(b) accounts
Retirement plans
Pension plans
Social Security
Medicare
Retirement should be about living your best life after you leave your career. Let us focus on planning the finances while you focus on enjoying the retirement you deserve.

 

First Liberty Wealth Advisors is a long-term, strategic investment manager that utilizes low-cost exchange traded funds (ETFs) and mutual funds to build tax-efficient, globally diversified portfolios. Our model portfolios are designed by our investment committee, rather than by our individual financial advisors, to provide a consistent and customizable investment experience for our clients.

We believe that asset allocation and diversification are the most effective tools for managing investment risk. Asset allocation is an investment strategy that aims to balance risk and returns by distributing a portfolio’s assets according to an individual’s goals, risk tolerance, and investment time horizon. Diversification is the practice of managing risk by including a wide variety of investments within a portfolio.

In our opinion, there is a relationship between lower costs and higher performance, so we consider our focus on low-cost funds an important tool for enhancing returns.

Our Financial Advisors will partner with you to lend objectivity to the often emotional process of investing. Their knowledge, experience, and singular dedication to working in your best interest (as fiduciaries) aids in helping you with your investment goals.

We take a holistic approach that considers your needs, goals, risk tolerance, and time horizon to recommend a strategic asset allocation that’s right for your situation. We’ll monitor your portfolio on a consistent basis, rebalance when needed, and meet with you regularly to monitor your progress and make changes when necessary.

We get it – your ultimate goal is to take care of your family after you’ve passed on. You want to make sure that your legacy lives on in a growing and fortuitous way, and you don’t want your loved ones to have to struggle any more than they might already. 

Our experienced professionals will work with your estate planning attorney to determine if your financial plan and your estate plan are properly aligned, and then we will update them regularly based on any changes that may be required. We will complete a titling and beneficiary designation review with you to ensure that your assets are correctly owned so that we can properly take action with your estate plan.

Some of the estate planning areas that we will work on together include:

Advice on the implementation and proper use of estate planning tools, including wills, trusts, healthcare proxies, and power-of-attorney documents
Discussing and evaluating potential tax efficiencies, exemptions, and deductions
Evaluating control mechanisms within your estate plan
Executor and trustee selection
Asset titling and beneficiary designations
In the event that you don’t have an estate planning attorney that you are already working with, we are happy to recommend you one of our trusted partners. In conjunction with your estate planning attorney, we will help you explore the various solutions that can be implemented and develop a thorough plan based on what you want to leave as your legacy. This plan will also help you maximize any after-tax benefits for your heirs and other beneficiaries, allowing you to maintain a satisfactory level of control while simultaneously minimizing estate taxes.

If you believe that our estate planning services can help you in carrying on your legacy, your values, and your memories, please contact us and set up an appointment today to discuss how we can further earn your trust.